Volunteer Corporate Credit Union
Nashville, Tennessee - Photo Courtesy of Barry Shulam
About Security
Login to VolCorp Online
   Home ι Sitemap ι Contact
Music City, U.S.A.
 Check Collection / Remote Deposit Capture

ezcapture-VolCorp's Remote Deposite Capture
VolCorp offers several solutions for the capture and processing of deposit transactions at your credit union. Even if you do not currently use our software, VolCorp can still receive your image file from other vendors for collection and settlement.

Our remote deposit capture solution, branded ezcapture, can be used at the branch, merchant, or consumer level.

Branch Capture
By automating check collection processing functions at the branch level, you’ll increase productivity and optimize accuracy. You will also have access to your deposit images just like you do with share draft images. Here are a few other benefits:

  • Easy to read reports by batch, teller, branch, or on-us items just to name a few
  • Free access to your deposit check/return images for 7 years through Access Image-NET
  • Cost savings through the reduction or, in many cases, elimination of the need for microfilming and courier services
  • Free onsite training and expert support from people you know and trust

Merchant Capture
Merchant Capture, in its most simple terms, is a service which allows a user (your merchant) to scan checks and monetary instruments (e.g., traveler’s checks or money orders) and transmit the scanned images to your credit union for deposit to their business account. Merchant Capture eliminates the need for face-to-face contact that results from in-person deposits (thereby reducing workload and required staffing), and reduces the cost and volume of paper associated with physically mailing or depositing checks. By eliminating the need for business members to physically transport checks to the credit union for deposit, your credit union can build stronger relationships and expand its geographic reach and market share. Similar to Branch Capture, the software checks for duplicate and rejected items, provides the merchant or credit union with reporting capabilities, and improves availability of funds.

There are many products currently on the market for remote deposit capture, so why choose ezcapture for your merchant? First and foremost, the application provides the ability for credit unions to review and approve merchant deposits prior to transmission to VolCorp. Secondly, the application allows credit unions to set deposit limits for their merchant - per item, per deposit, and per daily total. Last but not least, VolCorp will guide you through the due diligence process, provide comprehensive training for your staff and first merchant, and support the product with the level of service you have come to know and trust. Some of the benefits to your business member include:

  • Reduce or eliminate courier/travel costs
  • Reduce fraud
  • Reduce posting errors
  • Decrease need to maintain multiple financial institution relationships
  • Reduce time to research checks and deposits
  • Extended same-day processing window
  • Improve availability of funds
  • Reduce document loss
  • Make deposits at your convenience

Mobile Capture

Through a partnership with Cachet Financial Solutions, VolCorp is proud to announce the availability of Mobile Remote Deposit Capture. This new product offering (currently in the beta stage) provides your members with the ability to deposit checks anywhere, anytime with just a few taps on their smartphone or tablet. Through a custom-branded application on a smartphone or tablet, your members simply key in their deposit amount, snap a picture of the front and back of their endorsed check, and submit. All transactions are transmitted with multiple layers of security and, if necessary, can be traced back to registered smartphones, marked with time and location, in order to combat fraud.

  • Compatible with iPhone© and Android© devices.
  • Provides extreme accuracy as it captures and optimizes images while automatically extracting payment data.
  • Two-factor login authentication with data encryption on phone and en-route to secure server.
  • Check 21 compliant – ensures images pass only after satisfying rigorous quality standards.
  • Your credit union sets all deposit criteria with regard to the service.
  • Includes a web-based portal (CheckReviewTM) for staff approval or rejection of flagged items.
  • High quality member experience.
  • Member can deposit into one of several accounts.
  • Easy to download and use – integrates into an existing mobile app or can be purchased as a stand-alone product.
  • Transaction-based pricing model with low up-front costs.
  • Typically takes between 60 to 90 days to fully integrate and implement.

Deposit Screenshot Deposit Screenshot Deposit Screenshot

Our ezcapture remote deposit capture solution may be the turning point in how you serve your members. For more information, please contact Michelle Douglas at (800) 470-3444 or (615) 232-7900, extension 7935.

Take a closer look at what VolCorp can do for you, we bet you’ll be amazed!

Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United
States Government. National Credit Union Administration,
a U.S. Government Agency.

America's Credit Unions