Volunteer Corporate Credit Union
Nashville, Tennessee - Photo Courtesy of Barry Shulam
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Music City, U.S.A.
 Item Processing

VolCorp offers an array of item processing services to meet the needs of your credit union and its members. Whether you’re considering a new program or converting from another processor, let VolCorp show you how we can make the difference.

Benefits of choosing VolCorp for your Item Processing Needs:
  • Designed specifically for the unique needs of credit unions
  • Knowledge of rules and regulations
  • ECCHO Membership (Electronic Check Clearing House Organization)
  • 7 years of image storage with unlimited retrieval of items through Access Image-NET
  • Free automated settlement
  • Research and adjustments performed at no additional cost
  • Duplicate detection over a 3-business day period
  • 100% availability of funds next business day for returns
  • 100% next day availability of imaged deposits

Check 21 Substitute Check Disclosure
Under Check 21 regulations, financial institutions must provide this disclosure when a consumer requests an original check or copy of a check and receives a substitute check. In addition, the financial institution must provide this disclosure if a check the consumer has deposited is returned unpaid to the consumer in the form of a substitute check. The disclosure describes substitute checks and consumer rights regarding substitute checks.

A copy of the Substitute Check Disclosure to use for your credit union members is available; click on the link below:

Acrobat File Check 21 Substitute Check Disclosure

Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United
States Government. National Credit Union Administration,
a U.S. Government Agency.

America's Credit Unions